Quick loans, without waiting in line

Quick loans: what "quick" means and what it depends on

Fill in one short request and we pass it straight to a licensed lender. How fast you get an answer depends on the lender and on your details.

What is a quick loan?

A quick loan — in Macedonian usually searched as "brz kredit" or "brzi krediti" — is a loan with a short process: fewer documents, a fast answer and, once approved, a fast payout. It is usually for smaller amounts.

"Quick" describes the process, not the rules. Every licensed lender still has to verify who you are and whether you can repay regularly.

What affects how fast you get an answer

• Complete, accurate details — a request without mistakes means fewer follow-up questions.
• The type of lender — financial companies usually decide faster than banks.
• The amount — smaller amounts usually have a shorter process.
• When you apply — a request sent at the weekend or on a holiday may be handled on the next working day.

We pass on your request as soon as you submit it, but we don't promise an exact time for an answer or payout — the lender decides that.

Good to have ready

Our request only asks for basic details. When a partner contacts you, you'll usually need:

• a valid ID card or passport;
• a phone number and email where you can be reached;
• information about your regular income — salary, pension or other income;
• an overview of any existing loans and instalments.

Each lender sets its own exact requirements.

Quick loan or bank loan?

Quick loans are most often offered by financial companies. They usually respond faster and ask for fewer documents, but the loan is typically for smaller amounts over a shorter term, and the total cost can be higher. Banks usually offer larger amounts and longer terms, with a more detailed check.

If you're planning a larger amount over a longer term, compare the total cost — more in our consumer loan guide. Want to apply from home? See how an online loan works.

• Online loan
• Cash in hand
• Loans